The Caribbean isn’t just about white-sand beaches, turquoise waters, and luxurious island life — it’s also home to some of the world’s most accessible Residency by Investment (RBI) and Citizenship by Investment (CBI) programs. While Citizenship by Investment has dominated headlines, a growing number of Caribbean nations also offer residency options for those looking to establish legal ties without full naturalization.
Whether you’re seeking tax advantages, lifestyle freedom, or a second home in paradise, here’s a look at the Caribbean countries offering Residency by Investment, how they work, and what makes them attractive.
1. Antigua & Barbuda
Though Antigua & Barbuda is better known for its Citizenship by Investment Program, it also offers long-term residency permits for those making qualifying investments or owning property.
Residency Options:
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Permanent Residency for individuals who spend at least 30 days annually in the country and maintain a minimum annual income of USD $100,000.
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Must contribute a flat tax of USD $20,000 per year.
Benefits:
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No capital gains or inheritance tax
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Beautiful lifestyle and easy access to the Americas
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Low physical presence requirement
Best For: High-net-worth individuals looking for tax advantages and a Caribbean base without full citizenship.
If you need more explanation or more information, you can book a consultation and speak to Happy Face
2. St. Kitts & Nevis
While globally known for its long-standing Citizenship by Investment program, St. Kitts & Nevis also provides residency options via real estate or long-stay permits.
Residency Options:
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Long-Term Residence Permits based on property ownership, business operation, or employment.
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Can be renewed every year, with potential for permanent residency after five years.
Requirements:
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Purchase real estate or own a business locally
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Maintain a minimum period of residence (typically 183 days/year for tax residency)
Benefits:
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Tax-friendly jurisdiction
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Pathway to citizenship if desired in the future
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Tranquil, low-crime environment
Best For: Individuals planning to spend significant time in the country and possibly transition to citizenship later.
3. Dominica
Known for its nature-rich landscape, Dominica offers both citizenship and residency pathways. While the Citizenship by Investment program is more popular, residency can be obtained through long-term living arrangements and local ties.
Residency Options:
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Temporary or Permanent Residency Permits available after legally residing in Dominica for 5 years.
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Investment in local businesses or real estate may support residency applications.
Benefits:
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Lower cost of living than other Caribbean nations
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Eco-friendly and peaceful environment
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Friendly toward digital nomads and remote workers
Best For: Budget-conscious investors and expats seeking long-term Caribbean living without immediate interest in citizenship.
If you need more explanation or more information, you can book a consultation and speak to Happy Face
4. Grenada
Grenada is increasingly seen as a Caribbean hotspot for both investment and lifestyle relocation. Although it is best known for its Citizenship by Investment program, residency status is attainable through employment or local investment.
Residency Options:
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Temporary Residence Permit issued for one year and renewable
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Permanent Residency possible after 2+ years of continuous residence
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Can own real estate, establish a business, or work for a Grenadian company
Benefits:
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Access to top medical schools (like St. George’s University)
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Visa-free travel to many countries if you upgrade to citizenship
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Tax exemptions for offshore income
Best For: Professionals, academics, or those looking for a medical education base with the flexibility to settle.
5. Saint Lucia
Saint Lucia offers an emerging residency by investment pathway through real estate ownership or local business involvement. While not as formalized as its Citizenship by Investment program, it is still viable for those looking to plant roots.
Residency Options:
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Residency possible through owning a local business, working, or family connections
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Long-term permits can lead to permanent residency after 5 years
Benefits:
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Vibrant expat community
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Breathtaking landscape with rainforests and beaches
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Flexible residency options with growing interest from digital nomads
Best For: Entrepreneurs and remote workers interested in longer stays and integration into local life.
If you need more explanation or more information, you can book a consultation and speak to Happy Face
6. The Bahamas
While not part of the Eastern Caribbean states, The Bahamas deserves mention due to its well-structured residency programs for investors and retirees.
Residency Options:
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Annual or Permanent Residency available for property investors
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Permanent Residency requires a minimum real estate investment of USD $750,000 (or more for accelerated processing)
Benefits:
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No income, capital gains, or inheritance taxes
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Stable government and well-developed infrastructure
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Close to the U.S. for quick travel
Best For: U.S. residents and North American investors looking for a tax-neutral jurisdiction and fast access to home.
If you need more explanation or more information, you can book a consultation and speak to Happy Face
Residency vs. Citizenship: What’s the Difference?
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Residency by Investment (RBI) grants the legal right to live, work, and often study in the country but does not include a passport or voting rights.
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Citizenship by Investment (CBI) provides a passport, full rights of citizenship, and often requires a higher investment.
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RBI can often be a stepping stone to naturalization and citizenship over time, especially for those who plan to stay and integrate.
