Switzerland is known for its breathtaking landscapes, high quality of life, and top-tier education system. With universities that consistently rank among the best in the world, it’s a dream destination for many international students. However, Switzerland is also one of the most expensive countries to live in. The good news? You can study in Switzerland without going broke — if you know how to plan smartly.
This guide breaks down the best practical strategies to help you afford your education in Switzerland — from affordable universities to scholarships, part-time work, and low-cost living options.
1. Choose Affordable Public Universities
Switzerland’s public universities are highly subsidized by the government, meaning tuition fees are relatively low compared to schools in the US, UK, or Australia.
Here are some of the most affordable options:
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University of Geneva – Tuition fees around CHF 500 per semester
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University of Lausanne – CHF 580 per semester
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ETH Zurich (Swiss Federal Institute of Technology) – About CHF 730 per semester, despite being a world-renowned STEM university
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University of Basel – CHF 850 per semester
Tip: Avoid private universities and business schools, which can cost CHF 20,000–40,000 annually.
If you need more explanation or more information, you can book a consultation and speak to Happy Face
2. Apply for Scholarships and Grants
Switzerland offers a range of scholarships to international students, especially through partnerships between the Swiss government and foreign countries.
Top scholarships to consider:
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Swiss Government Excellence Scholarships: For master’s, PhD, and postdoctoral students from over 180 countries.
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University-specific scholarships: Many Swiss universities offer merit-based scholarships for international students.
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Erasmus+ Program (for EU students): Covers study abroad expenses and sometimes living costs.
🎓 Action Step: Start researching scholarships at least 6–9 months before your program begins, and prepare strong academic and motivational documents.
3. Work Part-Time Legally as a Student
International students in Switzerland are allowed to work:
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Up to 15 hours per week during the semester
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Full-time during holidays
Students from non-EU countries can work after living in Switzerland for six months, but many programs include job search support and internships.
Common student jobs:
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Barista or café worker
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Library or campus assistant
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Babysitting or tutoring
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Freelance work (graphic design, writing, tech jobs)
Wages can range from CHF 20 to CHF 30 per hour, which can cover groceries, transport, and even rent in shared apartments.
If you need more explanation or more information, you can book a consultation and speak to Happy Face
4. Live in Student Housing or Shared Apartments
Accommodation is the biggest living expense in Switzerland. But there are ways to cut costs:
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Student residences (Wohnheim): CHF 400–600/month
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Shared flats (WGs): CHF 500–800/month
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Living in smaller cities (like Fribourg or Neuchâtel) instead of Zurich or Geneva can save you hundreds monthly
Resources to find housing:
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Students.ch
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WGZimmer.ch
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University housing offices
💡 Tip: Apply for accommodation early, as student housing is limited and very competitive.
5. Cut Daily Living Costs with Smart Choices
Even in an expensive country, you can live frugally:
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Public transport: Get student discounts on trains and buses. Use monthly or annual travel passes.
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Cook at home: Eating out is pricey, but groceries are reasonable if you shop at Coop, Migros, or Lidl.
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Student cards: Your university ID may give you discounts at museums, events, gyms, and stores.
Average monthly living budget:
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Rent: CHF 500–800
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Food: CHF 250–400
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Transport: CHF 60–100
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Insurance & Misc.: CHF 150–250
Total: CHF 1000–1600/month
6. Take Advantage of Free or Low-Cost Experiences
Switzerland is full of natural beauty and free cultural experiences. From mountain hikes to lake swims, student meetups to open-air festivals — you can enjoy the Swiss lifestyle on a budget.
Don’t miss:
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Hiking in the Alps (no ticket needed)
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Free public events organized by student unions
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Free university language clubs, excursions, and international nights
If you need more explanation or more information, you can book a consultation and speak to Happy Face
7. Use Swiss Health Insurance Wisely
Health insurance is mandatory for all students in Switzerland. But international students can often apply for low-cost student health insurance plans, especially through providers like:
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Swisscare
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Academic Care
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Groupe Mutuel (student packages)
Expect to pay CHF 80–150/month, depending on your age and coverage.
Important: You must apply within 3 months of arriving in Switzerland to avoid penalties.
8. Consider Tuition-Free Options in Neighboring Regions
Switzerland is part of the European Higher Education Area (EHEA), which means some programs offer joint degrees with universities in Germany, France, or Italy. These countries offer either tuition-free or low-cost education, and you might be able to spend part of your studies there saving money and expanding your network.
Switzerland may have a reputation for being expensive, but with the right strategy, you can earn a world-class degree without drowning in debt. Focus on affordable universities, apply for scholarships, work smart, and keep your lifestyle modest — and you’ll enjoy a rich academic and cultural experience in one of the most beautiful countries on Earth.
Ready to start your journey?
Begin by shortlisting universities, checking scholarship deadlines, and preparing your application documents today. Switzerland is waiting and it’s more affordable than you think.
