Portugal has become one of Europe’s most attractive destinations for expats, thanks to its sunny climate, relaxed lifestyle, affordable living, and high quality of life. Among the many visa options available, the D7 Visa—also known as the Passive Income Visa or Retirement Visa—is particularly popular for retirees, remote workers, and anyone with a stable income from outside Portugal.
The D7 Visa offers a pathway to legal residence, and potentially Portuguese citizenship, making it an excellent option for non-EU/EEA/Swiss citizens looking to settle in Portugal long-term. Here’s a comprehensive guide on how to migrate to Portugal using the D7 Visa.
What is the D7 Visa?
The D7 Visa was introduced in 2007 by the Portuguese government to attract individuals who can sustain themselves financially without relying on local employment. It is ideal for:
-
Retirees with pensions
-
Freelancers and remote workers with steady income
-
Investors or individuals with passive income (e.g., real estate, dividends)
Once approved, the D7 Visa leads to a temporary residence permit, renewable every two years, and eligible for permanent residency or citizenship after five years.
If you need an explanation on writing your CV, Cover Letter and Email Template or help applying speak to Happy Face
Basic Eligibility Requirements
To qualify for the D7 Visa, applicants must:
-
Be a non-EU/EEA/Swiss national
-
Have a minimum passive income
-
Individual: At least 100% of the Portuguese minimum wage (approx. €820/month in 2025)
-
Spouse: +50% of minimum wage
-
Dependent child: +30% of minimum wage
-
-
Show proof of financial means to support yourself and dependents
-
Secure accommodation in Portugal
-
Can be a rental agreement, property purchase, or letter of invitation
-
-
Provide a clean criminal record
-
Stay in Portugal for at least 183 days per year (to maintain residency)
Required Documents
While requirements can vary slightly by country and consulate, the typical document checklist includes:
-
Valid passport
-
Completed visa application form
-
Proof of passive income (pensions, investments, remote job contracts)
-
Bank statements (showing sufficient funds, often recommended: 12 months of income or €10,000+)
-
Portuguese tax number (NIF) – can be obtained via a fiscal representative
-
Portuguese address – rental contract or proof of property ownership
-
Health insurance covering the Schengen area
-
Criminal background check from your home country
-
Two passport-size photos
-
Travel insurance (covering at least €30,000 in medical costs)
If you need an explanation on writing your CV, Cover Letter and Email Template or help applying speak to Happy Face
Application Process
1. Apply for the D7 Visa at a Portuguese Consulate
You must start the process in your home country by applying at the nearest Portuguese consulate. Processing times can range from 4 to 12 weeks.
2. Receive Your Entry Visa
If approved, you’ll receive a 120-day visa, allowing you to enter Portugal and finalize your residency process.
3. Travel to Portugal
Once in Portugal, you’ll need to attend an appointment with SEF (Serviço de Estrangeiros e Fronteiras) — the Portuguese immigration authority — to obtain your residence permit.
4. Attend the SEF Appointment
Bring all original documents and prepare to provide biometric data. The residence permit card is typically issued for two years, renewable.
If you need an explanation on writing your CV, Cover Letter and Email Template or help applying speak to Happy Face
After Arrival: What You Need to Do
-
Open a Portuguese bank account
-
Register with the local tax office
-
Sign up for the Portuguese healthcare system (SNS) once eligible
-
Learn Portuguese, especially if aiming for citizenship (A2 level proficiency required)
